Medical, Disability, and Property and Casualty Insurance

Overview

This CPE course can be purchased individually or as part of the Risk Management and Insurance Planning Certificate Program.

Health insurance is affected not only by tax law, but by other legislation, as well.

In this audiovisual CPE course, Tom Tillery covers significant pieces of legislation affecting your clients' health care. Of all the insurance contracts that will need to be employed in a client's personal financial plan, the disability insurance contract is one of the most difficult to apply.

This course will educate you in the various definitions of disability, the numerous riders and options available, and the variety of sources for disability income benefits.

Planning for property and casualty insurance is more than simply insuring the risk; it is the process of integrating property and casualty insurance contracts into the overall risk management plan. This course will give you the tools you need to master this complicated area.

Highlights

Key Topics

• Health Insurance
• Significant legislation, plan features, types of plans, tax advantaged plans, taxation and income tax planning, integration with PFP
• Long-Term Care Insurance
• Types, policy provisions, self-insuring, taxation and tax planning, integration with other areas of PFP
• Disability Insurance
• Sources of compensation, policy definitions, optional benefits and riders, business disability plans, taxation and income tax planning, integration with other areas of PFP
• Property and Casualty Insurance
• Homeowners, personal auto, excess liability, taxation and income tax planning, integration with other areas of PFP

Prerequisites

Basic knowledge of the areas of personal financial planning (PFP).

Objectives

Learning Outcomes

• Identify a hybrid managed care plan.
• Determine which Medicare program is sold by a private insurance company.
• Select a tax-advantaged plan that may be used to supplement retirement income.
• Distinguish between a group and an individual long-term care insurance contract.
• Recall the program that provides disability insurance coverage for workplace accidents.